At West Coast Ford, we understand that your vehicle is more than just a way to get from A to B, it is a significant investment. The open road, however, is full of unpredictable hazards. From deep potholes and construction debris to accidental spills and lost key fobs, the costs of maintaining your vehicle's pristine condition can add up quickly.
To provide our customers with Peace of Mind When You Drive, we’ve partnered with a licensed insurance agency, Avanta Dealer Services Corp., to offer three distinct tiers of AvantaGuard Protection: Road Hazard Protection, Complete Protection, and Deluxe Protection.
These programs are designed to help ensure you’re never stranded or facing unexpected out-of-pocket repair costs.
All road hazard insurance coverage are insured by Northbridge General Insurance Corporation, an AM Best A‑Rated insurance company.
Terms, conditions, and exclusions apply. See policy for details.
Tier 1. Road Hazard Protection: The Essentials
The Road Hazard Protection plan is designed specifically to guard against the most common environmental threats to your vehicle’s exterior and functionality: the tires, wheels, and keys.
Coverage Options
To suit different driver needs, this tier is broken down into three sub-options:
Tire and Wheel + Key
Comprehensive coverage for your rubber, rims, and entry remotes.
- Tire and Wheel: Road hazards such as potholes, nails, and debris can cause expensive damage to Tires and Rims. AvantaGuard Road Hazard coverage protects you from these expenses.
- Key/Remote Replacement: Replacement of lost or stolen keys and keyless entry remotes.
Tire and Wheel
Focused strictly on the components that touch the road.
- Tire and Wheel: Road hazards such as potholes, nails, and debris can cause expensive damage to Tires and Rims. AvantaGuard Road Hazard coverage protects you from these expenses.
Tire + Key
Ideal for those with steel wheels who want to protect their tires and keys.
- Tire Only: Road hazards such as potholes, nails, and debris can cause expensive damage to Tires. AvantaGuard Road Hazard coverage protects you from these expenses.
- Key/Remote Replacement: Replacement of lost or stolen keys and keyless entry remotes.
Real-World Example: The Hidden Pothole
Imagine driving home on a rainy night and hitting a deep pothole you couldn't see. Your tire instantly loses pressure, and the rim is bent. Without protection, a new OEM wheel and matching tire could cost well over $1,000.
With Road Hazard Protection, you are covered for the cost of a like, kind, and quality wheel and tire matching the original factory manufacturer's specifications.
Tier 2: Complete Protection: Enhanced Aesthetic & Functional Care
For drivers who want to maintain both the performance and the "showroom look" of their vehicle, Complete Protection builds upon the Road Hazard tier by adding a suite of interior and exterior cosmetic benefits.
What’s Included?
Ultimate Protection
Everything in Road Hazard Protection: Full tire, wheel, and key coverage.
- Paint Repair: Coverage for the repair of paint damage to exterior surfaces, including the bumpers.
- Paintless Dent Removal: Minor dents and door dings are repaired without harming the vehicle's original factory finish.
- Interior Protection: Includes Rip, Tear, and Burn Protection for seating, plus Stain Removal for stubborn stains.
- Lighting Protection: Covers Headlight, Taillight, and Fog Light damage caused by road hazards like rocks and debris.
- Car Rental Benefit: Reimbursement for car rental expenses while your vehicle is being serviced for an eligible claim.
Real-World Example: The "Parking Lot" Incident
You return to your car at the grocery store to find a fresh door ding and a scuff on your bumper from someone else's car door.
Under Complete Protection, the Paintless Dent Removal and Paint Repair benefits would cover the restoration of your car’s exterior without you having to pay a deductible.
Tier 3: Deluxe Protection: The Ultimate Coverage
Deluxe Protection is our most comprehensive plan. It includes every benefit found in the Complete Protection tier but adds Windshield Repair and significantly higher per-claim limits for maximum financial protection.
Why Choose Deluxe?
Deluxe Protection Upgrade
Premium coverage enhancements with increased claim ceilings for maximum value.
- Windshield Repair: Covers the cost to repair minor chips and cracks in your vehicle’s windshield, preventing them from spreading and requiring a full replacement.
- Higher Claim Limits: Deluxe offers higher ceilings for expensive replacements. For example, Key/Remote replacement is capped at $1,250 per claim under Deluxe, compared to $1,000 under the Complete plan.
- Paint Repair Limits: Deluxe provides a $2,000 maximum benefit for the term of coverage, whereas Complete is limited to $1,000.
Comparison of Plan Limits
| Component Coverage | Complete Protection | Deluxe Protection |
|---|---|---|
| Key/Remote Replacement | $1,000 per claim. A maximum of 2 claims for the Term of coverage applies. | $1,250 per claim. A maximum of 2 claims for the Term of coverage applies. |
| Paint Repair | $1,000 maximum benefit for the Term of coverage applies. | $2,000 maximum benefit for the Term of coverage applies. |
| Windshield Repair | Not Included | $100 per occurrence. A maximum of 3 claims for the Term of coverage applies. |
| Interior Repair (Rips, Tears, Burns) | $150 per claim. A maximum of 3 claims for the Term of coverage applies. | $150 per claim. A maximum of 3 claims for the Term of coverage applies. |
| Stain Removal | Up to $50 per occurrence. | Up to $50 per occurrence. |
| Headlight, Taillight, and Fog Light | $1,000 maximum for the Term of this Agreement. | $1,000 maximum for the Term of this Agreement. |
| Paintless Dent Removal | No per claim limit. | No per claim limit. |
Shared Benefits Across All Plans
Regardless of the tier you choose, all AvantaGuard programs come with these industry-leading advantages:
Zero Deductible
You pay $0 out of pocket for covered repairs.
Direct Payment
Avanta pays the repair facility directly, so you aren't waiting for a reimbursement check.
Fully Transferable
If you sell your vehicle to a new private owner, the coverage goes with it, increasing resale value.
No Mileage Limits
Your coverage is based on the time term you select, not how many kilometers you drive.
North American Coverage
You are protected while traveling anywhere in Canada or the Continental USA.
Towing Reimbursement
Eligible reimbursement for towing expenses to the nearest repair facility if a hazard renders the vehicle inoperable.
Advanced Customization: Optional Surcharges
We offer specialized add-on coverage for vehicles with specific mechanical or aesthetic needs:
AWD Surcharge
If one tire is damaged, we cover the cost of the remaining three tires to prevent Differential Wear.
Crucial for protecting All-Wheel Drive drivetrains and safety.2WD Surcharge
Covers the cost of replacing the opposite tire on the same axle to maintain performance and safety.
Prevents uneven wear that can lead to handling issues.Wheel Cosmetics
Covers the cost to repair cosmetic "curb rash" or scrapes to alloy wheels and coverings.
Up to $300 per repair
Frequently Asked Questions
About Avantaguard Protection Programs
Q1: What vehicles are eligible for these programs?
Q1: What vehicles are eligible for these programs?
A1: Coverage is available for New, Leased, and Used vehicles. Eligible vehicles include the current model year and those up to seven (7) model years old.
Q2: Is there a limit to how much the policy will pay out?
Q2: Is there a limit to how much the policy will pay out?
A2: Yes. The total aggregate limit during the term cannot exceed $10,000 ($15,000 on Deluxe Protection) or the current market value of the vehicle (based on the Canadian Black Book), whichever is lesser.
Q3: What happens if I lose my keys while on vacation in the USA?
Q3: What happens if I lose my keys while on vacation in the USA?
A3: You are covered! AvantaGuard protection extends across the Continental USA. You can contact claims at 1-888-8-AVANTA for assistance.
Q4: Does "No Mileage Limits" mean I can drive as much as I want?
Q4: Does "No Mileage Limits" mean I can drive as much as I want?
A4: Correct. Unlike many warranties that expire after a certain number of kilometers, these plans stay active for the full duration of the selected term (e.g., 48 or 60 months) regardless of your mileage.
Q5: What is "Differential Wear"?
Q5: What is "Differential Wear"?
A5: This refers to the difference in tread depth between a new tire and the existing tires on your vehicle. If the difference is significant enough to affect driving performance or safety, our AWD/2WD surcharges cover the replacement of the non-damaged tires.
Q1: What vehicles are eligible for these programs?
A1: Coverage is available for New, Leased, and Used vehicles. Eligible vehicles include the current model year and those up to seven (7) model years old.
Q2: Is there a limit to how much the policy will pay out?
A2: Yes. The total aggregate limit during the term cannot exceed $10,000 ($15,000 on Deluxe Protection) or the current market value of the vehicle (based on the Canadian Black Book), whichever is lesser.
Q3: What happens if I lose my keys while on vacation in the USA?
A3: You are covered! AvantaGuard protection extends across the Continental USA. You can contact claims at 1-888-8-AVANTA for assistance.
Q4: Does "No Mileage Limits" mean I can drive as much as I want?
A4: Correct. Unlike many warranties that expire after a certain number of kilometers, these plans stay active for the full duration of the selected term (e.g., 48 or 60 months) regardless of your mileage.
Q5: What is "Differential Wear"?
A5: This refers to the difference in tread depth between a new tire and the existing tires on your vehicle. If the difference is significant enough to affect driving performance or safety, our AWD/2WD surcharges cover the replacement of the non-damaged tires.